The gang is working at various jobs during the Christmas holidays, meanwhile Zack's Mom is putting on a production of: "A Christmas Carol." The guys help a homeless man in the mall. Zack falls for one of Kelly's co-workers, Laura, but he's surprised when he learns of her father's plight.
Laura wants to be in the play, and she wants a jacket for her dad, but when her boss, Mr. Moody, thinks she's stolen it, he fires her; the Morris family invites the Bentons to stay for Christmas.